Without the collateral or pledge, companies can also obtain working capital loans when they reach certain credit rating. On Sep 1st 2007, the Press Conference of Unsecured SME Loan Pilot Program of Zhongguancun Scientific Park and the Signing Ceremony of First Unsecured Loans was held. Bank of Beijing, one of the four banks signed contract with Zhongguancun Scientific Park Administration Committee. The Bank will launch Rongxinbao - unsecured SME loan to support SME development in local area. On the ceremony, the Bank signed an unsecured loan contract of 3 million Yuan on the spot with Beijing Enhalor Bio-technology Co., Ltd.
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